Lexington, Buena Vista, and Rockbridge County real estate and homes for sale in Virginia - Paula Jane Martin, REALTOR® Paula Jane Martin REALTOR(r) for Lexington, Buena Vista, and Rockbridge County, Virginia real estate

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Paula Jane Martin, REALTORŪ, real estate agent and broker for Lexington, Buena Vista, and Rockbridge County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Lexington, Buena Vista, and Rockbridge County Virginia home buying, real estate listings, and homes for sale in Rockbridge                     County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Lexington, Buena Vista, and Rockbridge County Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Paula Jane Martin, REALTORŪ, real estate agent and broker for Lexington, Buena Vista, and Rockbridge County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Paula Jane Martin, RealtorŪ
RE/MAX Town & Country

31 South Main Street
Lexington, Virginia 24450
Main Office: 540-463-7629
Team Office: 540-464-1055
Paula Mobile: 540.460.1019
Steve Mobile: 540-460-2277
Email: Paula@YourRockbridgeConnection.com

Paula, is licensed to transact Real Estate business in the state of Virginia, USA. Paula offers to you a degree of personalized service rarely found among Realtors. Her rich background includes sales, marketing, personal counseling, management, teaching and publication design. Paula is a skilled networker within the field of real estate: residential, commercial, investment and mortgage finance. She owns investment properties and knows the local investors' market. Her network within the building and construction industry will assist those of you who are looking to build or renovate your own home. For each and every client, Paula provides the time and attention you expect. Paula well understands the kind of stress involved in residential sales and purchases. It's often an intense time of transition for all involved. Paula is committed to making the entire transaction as smooth and comfortable as possible for you. Her high-tech office and staff allow immediate response to phone calls, emails and faxes. She is always "on the other end" of her cell phone. Paula is dedicated to serving you and your real estate needs. You are invited to contact Paula and her team.

P.S. Here are some stats from the last few years. Statistics verified by local Multiple Listing Service.


2005 - #1 Selling Agent in Total Sales Volume.
2005 - #1 Selling Agent in Total Transaction Sides
2006 - Top 10 YTD Sales Volume for ALL Virginia Keller Williams Agents
2006 - #1 Selling Agent in Total Rockbridge County sales volume.
2006 - #1 Selling Keller Williams Realty Team in Virginia.
2007 - #1 Selling Agent in our market - 3rd year in a row!
2008 - Created new company "Rockbridge Real Estate Connection"
2008 - #1 Selling agent in our market - 4th year in a row!
2009 - #1 Selling agent in our market - 5th year in a row!

2010 - Our Goal is to DOUBLE our Service to YOU!

2011 - YTD #1 Selling Agent in our Market!

REALTOR MLS Equal Housing


Home Realty real estate and homes for sale in Lexington, Buena Vista, and Rockbridge County Virginia


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