Lexington, Buena Vista, and Rockbridge County Virginia real estate listings, home buying, selling and relocation information

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Local Information: Lexington, Buena Vista, and Rockbridge County Virginia home buying, real estate listings, and homes for sale in Rockbridge County, VA

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Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Q	What holds the title as the tallest reinforced concrete building in the U.S.?
A	311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high.
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Paula Jane Martin, REALTORŽ, real estate agent and broker for Lexington, Buena Vista, and Rockbridge County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Paula Jane Martin, RealtorŽ
RE/MAX Town & Country
31 South Main Street
Lexington, Virginia 24450
Main Office: 540-463-7629
Team Office: 540-464-1055
Paula Mobile: 540.460.1019
Steve Mobile: 540-460-2277
Email: Paula@YourRockbridgeConnection.com
Paula, is licensed to transact Real Estate business in the state of Virginia, USA. Paula offers to you a degree of personalized service rarely found among Realtors. Her rich background includes sales, marketing, personal counseling, management, teaching and publication design. Paula is a skilled networker within the field of real estate: residential, commercial, investment and mortgage finance. She owns investment properties and knows the local investors' market. Her network within the building and construction industry will assist those of you who are looking to build or renovate your own home. For each and every client, Paula provides the time and attention you expect. Paula well understands the kind of stress involved in residential sales and purchases. It's often an intense time of transition for all involved. Paula is committed to making the entire transaction as smooth and comfortable as possible for you. Her high-tech office and staff allow immediate response to phone calls, emails and faxes. She is always "on the other end" of her cell phone. Paula is dedicated to serving you and your real estate needs. You are invited to contact Paula and her team.

P.S. Here are some stats from the last few years. Statistics verified by local Multiple Listing Service.

2005 - #1 Selling Agent in Total Sales Volume.
2005 - #1 Selling Agent in Total Transaction Sides
2006 - Top 10 YTD Sales Volume for ALL Virginia Keller Williams Agents
2006 - #1 Selling Agent in Total Rockbridge County sales volume.
2006 - #1 Selling Keller Williams Realty Team in Virginia.
2007 - #1 Selling Agent in our market - 3rd year in a row!
2008 - Created new company "Rockbridge Real Estate Connection"
2008 - #1 Selling agent in our market - 4th year in a row!
2009 - #1 Selling agent in our market - 5th year in a row!

2010 - Our Goal is to DOUBLE our Service to YOU!

2011 - YTD #1 Selling Agent in our Market!

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