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About Appraisals >Working With Appraisers

After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.

The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.

If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.

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Q	What tropical haven is back in vogue, attracting celebrities like Cher, Madonna, and Sylvester Stallone, who have homes here?
A	Made up of 17 islands in Biscayne Bay, Miami Beach is the "American Riviera" and famous for its tropical beauty.
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Paula Jane Martin, REALTORŽ, real estate agent and broker for Lexington, Buena Vista, and Rockbridge County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Paula Jane Martin, RealtorŽ
Rockbridge Real Estate Connection
140 - West 20th St.
Buena Vista, Virginia 24416
Main Office: 540-261-2176
Team Office: 540-464-1055
Paula Mobile: 540.460.1019
Steve Mobile: 540-460-1019
Email: Paula@YourRockbridgeConnection.com
Paula, is licensed to transact Real Estate business in the state of Virginia, USA. Paula offers to you a degree of personalized service rarely found among Realtors. Her rich background includes sales, marketing, personal counseling, management, teaching and publication design. Paula is a skilled networker within the field of real estate: residential, commercial, investment and mortgage finance. She owns investment properties and knows the local investors' market. Her network within the building and construction industry will assist those of you who are looking to build or renovate your own home. For each and every client, Paula provides the time and attention you expect. Paula well understands the kind of stress involved in residential sales and purchases. It's often an intense time of transition for all involved. Paula is committed to making the entire transaction as smooth and comfortable as possible for you. Her high-tech office and staff allow immediate response to phone calls, emails and faxes. She is always "on the other end" of her cell phone. Paula is dedicated to serving you and your real estate needs. You are invited to contact Paula and her team.

P.S. Here are some stats from the last few years. Statistics verified by local Multiple Listing Service.

2005 - #1 Selling Agent in Total Sales Volume.
2005 - #1 Selling Agent in Total Transaction Sides
2006 - Top 10 YTD Sales Volume for ALL Virginia Keller Williams Agents
2006 - #1 Selling Agent in Total Rockbridge County sales volume.
2006 - #1 Selling Keller Williams Realty Team in Virginia.
2007 - #1 Selling Agent in our market - 3rd year in a row!
2008 - Created new company "Rockbridge Real Estate Connection"
2008 - #1 Selling agent in our market - 4th year in a row!
2009 - #1 Selling agent in our market - 5th year in a row!

2010 - Our Goal is to DOUBLE our Service to YOU!

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