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Real Estate Dictionary: Lexington, Buena Vista, and Rockbridge County Virginia home buying, real estate listings, and homes for sale in Rockbridge County, VA

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Paula Jane Martin, REALTORŽ, real estate agent and broker for Lexington, Buena Vista, and Rockbridge County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Paula Jane Martin
Rockbridge Real Estate Connection
140 - 20th St.
Buena Vista, Virginia 24450
Office: 540.464.1055
Toll Free: 800.841.8977
Mobile: 540.460.1019
Fax: 540.464.1961
Email: Paula@YourRockbridgeConnection.com
Paula, is licensed to transact Real Estate business in the state of Virginia, USA. Paula offers to you a degree of personalized service rarely found among Realtors. Her rich background includes sales, marketing, personal counseling, management, teaching and publication design. Paula is a skilled networker within the field of real estate: residential, commercial, investment and mortgage finance. She owns investment properties and knows the local investors' market. Her network within the building and construction industry will assist those of you who are looking to build or renovate your own home. For each and every client, Paula provides the time and attention you expect. Paula well understands the kind of stress involved in residential sales and purchases. It's often an intense time of transition for all involved. Paula is committed to making the entire transaction as smooth and comfortable as possible for you. Her high-tech office and staff allow immediate response to phone calls, emails and faxes. She is always "on the other end" of her cell phone. Paula is dedicated to serving you and your real estate needs. You are invited to contact Paula and her team.

P.S. Here are some stats from the last few years.

2005 - #1 Selling Agent in Total Sales Volume.
2005 - #1 Selling Agent in Total Transaction Sides
2006 - Top 10 YTD Sales Volume for ALL Virginia Keller Williams Agents
2006 - #1 Selling Agent in Total Rockbridge County sales volume.
2006 - #1 Selling Keller Williams Realty Team in Virginia.
2007 - #1 Selling Agent in our market - 3rd year in a row!

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